The Access Lane is where you need to be BEFORE you go onto the Wealth Lanes themselves. It’s where you sort out the basic domestic stuff.

That means looking at household finances, and the gritty stuff like mortgages, insurances, wills and pensions. The access lane isn’t an opulent place to be – you want to go faster but you have to be patient and get your money ducks in a row first – and that’s just like a motorway access lane, you can’t quite go fast yet, and there’s normally somebody in the way and you can see the glory of the faster lanes tantalisingly in front, but you aren’t quite there.

But you will be – you can’t do anything with your wealth creation until you can sleep at night and that only comes when you know that you and those connected with you are safe and you have enough money to do the basics, so be patient and you will get onto the faster lanes quite quickly once you give the access lane some attention.